Home Financing

If you’re like most buyers, buying a home is probably the most expensive purchase you will ever make, and you will probably need some form of financing. Many people who are considering buying a home can be overwhelmed by the myriad of financing options available. Fortunately, by taking the time to research your options and rates, homeowners can save a significant amount of time and money.

I would be very happy to refer you to some great mortgage contacts that I have worked with over the years. They will help you determine the product that best suits your needs, and get pre-approved before we begin the home buying process.

A pre-approval is extremely important when it comes to buying a home. Not only do they let you know how much home you can afford, but it also lets sellers know that you are serious. Most sellers require a pre-approval letter before they will even consider accepting your offer.

Mortgage Qualification Calculator:
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.